Money Management Sites

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Quicken.com

The award-winning Quicken financial-planning and tracking software is now available online via a private beta test. For years, Quicken has provided desktop-based software that has been installed on your computer to track your spending and control your finances. The Quicken Online version will provide the same tools, but with secure access to your finances from any computer with an internet connection. Intuit, which owns Quicken, has had success with their online version of QuickBooks and is hoping to see the same with Quicken, which is primarily aimed at individual users rather than business users.

Mint.com

Mint.com is a free web-based service that lets you manage all of your finances in one place. Create a free account on the site and start entering your bank accounts, loan accounts, paychecks, and other elements of your financial story. Mint.com gives you instant real-time feedback on your finances. The biggest advantage, however, is that Mint.com is always working for you, constantly scouring the web for better deals on your credit card interest rates, cash-back cards, savings account yields, and more. Mint.com then introduces these special offers and provides you with immediate insight on exactly how much switching will mean to you in terms of savings. For instance, if it finds a savings account with a 1% higher interest rate, it will forecast how much more you will earn by going this way. Mint.com also features an array of customizable e-mail alerts that provide warnings when you’re coming too close to your optimal debt load and high-spending ratios. Mint.com takes a more interactive, action-oriented approach than traditional budgeting and financial-management software.

Kiplinger.com

Kiplinger.com is one of the most trusted names when it comes to personal finance and it offers the tools to back up that reputation. Find dozens of financial tools, resources and calculators on the site that help you plan accordingly. Everything is covered: retirement, insurance, college, mortgages, and much more. Kiplinger.com’s tools are also categorized by a specific goal or application. For instance, rather than telling you how much debt you’re in -- which you already know the answer to -- Kiplinger.com offers a calculator that tells you what it’ll take to eliminate that debt. All the tools on Kiplinger.com are free and are supplemented by their award-winning articles and financial commentaries.

research

TheStreet.com

Founded by Jim Cramer, the notorious host of Mad Money, TheStreet.com is an excellent source of research and commentary on the stock market and investments. TheStreet.com features far more than financial ratios and stock quotes as it aims to provide some education and explanation as to why things are the way they are. If you have a particular interest, such as real estate, TheStreet.com is broken down into dozens of channels that cater to specific subjects. Most of the content is free, but a handful of items, such as some of the stock-picking newsletters, carry a subscription fee. The trick is to confidently navigate through the broad spectrum of content. Insight and opinions (remember, that is all they are) are presented on everything, and address everyone from the active trader to the buy-and-hold-forever investor. The upside is that everything is covered; the downside is that you could end up reading and subscribing to investment advice that is outside of your investment comfort zone.

Finance.Yahoo.com

Yahoo! provides one of the most extensive stock-research sites on the internet. Yahoo! aggregates market data, news, highlights, and SEC filings from an array of third-party sources and puts them into a nice wrapper for your viewing pleasure. This site focuses on the numbers; if you’re looking for the next big thing, this is likely not the best place to start. But once you’ve found an investment idea, you can easily review financial numbers, historical prices and charts, and public filings, and read recent headlines. Yahoo! Finance also features a fairly easy-to-use stock screener that lets you search for stocks by specific criteria, like P/E ratios, dividend yields and market capitalization. Understanding the underlying numbers and investment fundamentals is essential to successfully investing in the long-term.

taxes

TurboTax.com

Every year, it’s the same old story: You scramble to find all of your paperwork for your taxes, and then fret while barely postmarking the envelope by April 15th. TurboTax.com, an online tax preparation and filing service, makes doing taxes a lot easier. It has the databases and knowledge to help you maximize your deductions and refund. Even better, TurboTax.com lets you try their service out for free. So, take last year’s tax return, visit TurboTax.com, and see how you would have come out if you took this route rather than the traditional tax-planning way. TurboTax.com also lets you e-file immediately, which helps to expedite your refund and save some time. Most importantly, TurboTax.com helps you plan during the course of the year so that when it comes to tax time, you are not madly scrambling around trying to find your receipts and make sense of them.

mind your money

As much as the internet is great for idly watching videos and playing games, commit some time to taking advantage of the abundance of financial tools and programs available on the web. With most tools available for free, it is easier than ever to access the information you need to get your financial future moving in the right direction.

Resources:
Quicken.com
Mint.com
Kiplinger.com
TheStreet.com
Finance.Yahoo.com
TurboTax.com
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